Foundations
JR.Superannuation Services
Superannuation is a key element in any financial plan. It is however, simply a structure within which a component of your overall asset base will be held.
JR's approach to superannuation recognises that it has a place in your financial plan, however it should not drive it.
JR.Superannuation division is about ensuring your net worth increases in line with predetermined expectations year to year and funds are invested within the correct vehicle taking into account;-
- Liquidity
- Tax
- Asset protection
- Personal lifestyle considerations
The investment of funds or purchase of product with your investment dollar can be advised by JR Wealth Management or alternatively we can refer you to an external financial planner or stock broker.
Within the superannuation environment JR assists to develop strategies in four main areas -
- 1.Self Managed Superannuation Funds (SMSF)
- 2.Public offer fund
- 3.Account Based Pension Fund incorporating retirement planning
- 4.Investment Strategies and Asset Allocation
1. SMSF Administration
JR assists with the administration of over 370 SMSF's. This service comprises -
- Fund establishment
- Audit and tax compliance
- Superannuation and tax planning
- Trustee education and training
- General fund administration
2. Public Offer Fund
The JR Superannuation Fund is a public offer fund established for our clients and staff.
It suits those with balances too small to warrant the establishment cost of a SMSF or those who want to focus on their business and not the independently managed investment of funds in the SMSF.
The fund appoints independent fund managers and is externally administered by SMF Funds Management Limited.
Download our JR Super Disclosure Document PDF here
3.Account Based Pension Funds incorporating Retirement Planning
Our team has the skills to assist your retirement using Superannuation benefits. At JR we can provide specialist advice in respect of the following:-
- Account Based pensions
- Employment Termination Payments
- Assisting with calculating pension payments and tax imposition
- Concessional and Non-Concessional contributions
4. Investment Strategy and Asset Allocation
JR's Wealth Management Service assists SMSF trustees to develop an appropriate investment strategy and can provide asset allocation and specific asset investment advice.
JR Wealth Management is able to provide independent advice on investment portfolio construction and investment selection across over 200 authorised investments. Our approved investments include direct equities, managed funds, cash and alternative assets.
Thinking of superannuation and wealth management contact: