Foundations
JR.Superannuation Services
Superannuation is a key element in any financial plan. It is however, simply a structure within which a component of your overall asset base will be held.
JR's approach to superannuation recognises that it has a place in your financial plan, however it should not drive it.
The firm holds the philosophy that your accountant should remain independent of where your funds are invested.
For this reason JR.Superannuation division is about ensuring your net worth increases in line with predetermined expectations year to year and funds are invested within the correct vehicle taking into account;-
- Liquidity
- Tax
- Asset protection
- Personal lifestyle considerations
The investment of funds or purchase of product with your investment dollar is referred independent financial planners. This way we objectively monitor the planners performance with you.
Within the superannuation environment JR develops strategies in three main areas -
- 1.Self Managed Superannuation Funds (SMSF)
- 2.Public offer fund
- 3.Allocated Pension Funds incorporating retirement planning
1. SMSF Administration
JR assists with the administration of over 300 SMSF's. This service comprises -
- Fund establishment
- Audit and tax compliance
- Superannuation and tax planning
- Trustee education and training
- General fund administration
2. Public Offer Fund
The JR.Superannuation Fund is a public offer fund established for our clients and staff.
It suits those with balances too small to warrant the establishment cost of a SMSF or those who want to focus on their business and not the independently managed investment of funds in the SMSF.
The fund appoints independent fund managers and is externally administered by SMF Funds Management Limited.
Download our JR Super Disclosure Document PDF here
3. Allocated Pension Funds incorporating Retirement Planning
Our team has the skills to assist your retirement using Superannuation benefits. At JR we can provide specialist advice in respect of the following:-
- Allocated pensions
- Eligible Termination Payments
- Advice on Reasonable Benefit Limits
- Assisting with calculating pension payments and tax imposition
- Undeducted contributions
Thinking of wealth creation contact:
Nigel Fischer (Partner)
Tracey Norris (Senior Manager)